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Kasasa Cash - free checking, high interest and free ATM refunds!

Quality customer service is a key ingredient to our success. We want to make it easy for you to contact us—anytime from any place. We’re here to help you by phone or by e-mail to answer any of your questions and concerns. We want to serve you quickly, conveniently and comprehensively.

Financial Tips

DISB warns consumers Beware of Real Estate Wire Scams. Protect yourself. Read More

Be suspicious of unsolicited e-mails asking you to click on a link, download an attachment, or provide account information.

If the web address starts with "https://" this means your information is encrypted on the site.

Use the strongest method available to log into financial accounts, especially for high-risk transactions.

Install software that protects against malware, or malicious software, which can access a computer system without your consent to steal passwords or account numbers.

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Free Kasasa Cash® Checking

Simply put, Kasasa Cash® can put more money in your checking account if you meet the qualifications. It’s not just a free checking account; it’s a whole-lot-better-than-free checking account! Connect your account to a free Kasasa Saver® to build your savings automatically.

  • 1.47% Annual Percentage Yield (APY) on balances up to and including $15,000 if you meet all requirements* and a significantly lower interest rate on balances over $15,000 resulting in a potentially lower APY
  • .199% APY on balances over $15,000 if you meet all requirements
  • 0.01% APY on all balances even if you don’t qualify
  • Plus, refunds on some of your nationwide ATM withdrawal fees* if you meet all requirements

Here's how to meet the requirements to earn your rewards . . .

Just complete the following activities and transactions in your Kasasa Cash® account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to your Kasasa Cash® account
  • Be enrolled and log into online banking
  • Be enrolled and agree to receive e-statements to a submitted valid email account

 Don’t worry if you come up short.

Your account is always free.  Even your base interest rate.  Plus, you can still earn a higher interest rate and get some nationwide ATM withdrawal fees refunded the very next cycle if you meet all the qualifications.*

  • Refunds on ATM fees nationwide (up to $25 monthly) if qualifications are met*
  • No minimum balance to earn rewards
  • No monthly service fees
  • FREE Online & Mobile Banking
  • FREE Bill Pay
  • FREE E-Statements
  • Unlimited Check Writing
  • $100 minimum deposit to open
  • FREE ATM Transactions at Industrial Bank ATMs

Interested in finding out more about Kasasa Cash® Checking accounts? Contact your local banking center today!

*Qualification and Limitation Information:  Qualifications, Limitations, and Rewards vary by account. Each individual is limited to one Kasasa checking account. Industrial Bank is not responsible for any delay by merchants in processing their transaction. Transactions and activities may take one (1) or more business days from the date the transaction or activity occurred to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: transactions in a “pending” state, ATM-processed transaction, non-retail payment transactions, and purchases made with debit cards not issued by our bank, transfers between accounts, debit card transactions received by Industrial Bank as ATM transactions, ATM Withdrawals.  Bundled transactions received as a single transaction count as a single transaction.  “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Reward Information:  When your Kasasa Cash Account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to and including $15,000 receive an Annual Percentage Yield (APY) of 1.47% and balances over $15,000. (2) You will also receive reimbursements up to a monthly aggregate of $25.00 for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of the transaction for reimbursements of individual ATM withdrawal fees of $4.99 or higher. 

When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. APYs and interest rates accurate as of 12/9/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

 Additional Information: $100.00 minimum deposit is required to open the account.  Account approval, conditions, qualifications, limits, timeframes, enrollments, logins, specific transactions, valid email address provided and in use, and other requirements apply.  Monthly online banking log-on, agreement to receive electronic statements and the receipt of electronic statements, and 12 POS transactions that post and settle to your Kasasa checking account during the monthly statement cycle are conditions to receive rewards. There is no fee to open or close this account; there is no minimum balance requirement to avoid being charged a fee. There are no per check or per deposit fees charged. Contact one of our Industrial Bank service representatives for additional information, details, restrictions, processing limitations, rate calculations, and enrollment instructions. Industrial Bank Member FDIC. Comparison Source:  Interest Checking, FDIC rates updated 12/9/2020 https://www.fdic.gov/regulations/resources/rates/

Kasasa Cash® is a trademark of Kasasa, Ltd., registered in the U.S.A. Industrial Bank Member FDIC

Financial Education - Budgeting

Understanding how you’re spending money is the first step in reaching your financial goals. Get started here
KASASA PROTECT

Kasasa Protect is Industrial's newest way to keep our customers' safe from data breaches, credit card fraud as well as identity theft. Ask your banker today about all the ways Kasasa Protect can help you feel safe and secure!  


CONTACT US

For questions or comments, please send an email to customerservice@industrial-bank.com.”

Our Client Services team is available Monday – Friday 8:30am – 6:00pm and Saturday, 9:00am – 1:00pm Eastern Standard Time

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CardControl

CardControl – available in the mobile app for personal accounts only. Set up account alerts, freeze your personal debit card if lost or stolen

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Online Banking

Industrial Bank Online Banking is a fast, easy and secure way to access all of your accounts. Available for both Personal and Business accounts, online banking features include – transfer funds, check balances, order checks, pay bills.

Man in a coffee shop smiling on his phone. Industrial helps business owners bank on the go.

Mobile Banking

The convenience of banking from your favorite mobile device wherever you are. Available for both Personal and Business Banking.

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Just a note, the customer services I received today was outstanding, knowledgeable, patient, professional and simply helpful. Mrs. Tekel is an asset.

Norman R. Hodges
Owner of 4c Mobile Services

From out first interaction 9 years ago until today, everyone and I do mean everyone, has always gone above and beyond to make our customer experience the best it could be.

Salvatore Speziale
Ciao Osteria Italian Restaurant

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church

Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.

Tariq

So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child now I am 61! :-)

Gaye Bri Moore

With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa


Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE


Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account, so now I can bank on the go.

C. Johnson
College Student

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith
Realtor

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